What is landlord’s insurance & do I need it?

What is landlord’s insurance & do I need it?

14 Jan 2019

Important to note; we are not insurance advisors and our opinions are purely that.

In our opinion, landlord insurance should cover accidental as well as malicious damage done by a tenant, visitor or event this will ensure you are covered if anything unexpected happens. It should also include Owners Liability, which will protect you against claims made by a tenant against a landlord as a result of a personal injury. These claims are rare, but if they happen and you aren’t covered, you can risk losing everything.

Here are some things you should look for:

  • Are you covered for personal injury to the occupant
  • Are you covered for loss of rent
  • Are you coved for accidental damage

Don’t be afraid to ask, it’s your future!